Milliman Medical Index 2026 Report
The Milliman Medical Index for 2026 indicates that healthcare costs for an American family of four have reached $37,824, reflecting a 7.9% increase in individual healthcare costs to $8,460. This marks the highest annual rise in over ten years, excluding fluctuations during the pandemic.
SEATTLE–(BUSINESS WIRE)–Milliman, Inc., the premier global consulting and actuarial firm, today announced the release of the 2026 Milliman Medical Index (MMI), which measures healthcare costs for Americans covered by a typical employer-sponsored health insurance plan. Healthcare costs for the average person rose 7.9% in 2026 to $8,460—the highest annual increase in more than a decade, excluding pandemic-era fluctuations. Healthcare costs for the MMI’s hypothetical family of four reached $37,8